I use an AP loader, and would recommend getting something similar. The part-used roll remains safely stored in a dust free environment. Doing without would mean taking the bulk roll back and forth from a container, and increasing the chances of dust, etc on your film. I was lucky to buy my loader new before they became so expensive. They do, however, crop up regularly on eBay, and are not always expensive. The bulk rolls are now the best part of £70, so I would think it best to be on the safe side, and use a loader.
Alex
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